USA Banks Struggling to Increase Loans Volume

U.S. bank earnings rose over the summer to their highest level in more than four years, while the number of troubled banks fell for the second straight quarter, federal regulators reported. However, the major banks are still struggling to grow their loan business.

Part of this is due to stricter loan qualification settings. Is your business facing this scenario? Talk to IFX today - we offer loans and credit to businesses much easier. Borrow against your credit card receipts today with IFX!

• Banks Still Struggling With Loans - CBS Business News

- IFX

5 Ways to Grab Additional Market Share for Your Business

All small businesses struggle to grab market share, regardless of location and industry. Check out this article with 5 ways your business can add market share quickly.
Need financing to help you grow your small business? Talk to IFX today - we can help.

• Five Ways Your Business Can Grab Market Share - Fox Small Business

- IFX

Banker's Syndrome

Banker’s Syndrome: a condition that occurs when a business makes us feel like they are doing their customers a favor. Is your business suffering from Banker's Syndrome?

• Does Your Business Have Banker's Syndrome? - BNET

- IFX

Curbing Employee Fraud at Your Business

Every dollar counts in a small business. We've said it before and we'll say it again: cash is king. You can't afford to lose money/revenue for any reason, including fraud.

If you make it too easy, you can open your business up to potential fraud by your employees, or even partners. Get some insights on how to curb potential employee fraud.

• Curbing Employee Fraud - FOX Business News

- IFX

Achieve Success with Best Practices

Best practices is a business term often tossed around, but its more than just a buzz word. As a small business owner, its often easier to establish best practice policies and procedures as your organization is smaller. Get some tips on how to do this.

• 
  How Small Business Owners Can Achieve Success With Best Practices - CBS Business News

- IFX

How to Collect Late Customer Payments

Cash flow is the lifeblood of all small businesses. And if you've got too much of your revenue sitting on your books as accounts receivable, you understand the negative effects it has on your business. Collecting outstanding payments and clearing your A/P totals is crucial.

Need short term interim financing until you clear up your A/R? Talk to IFX today - we can have a cash advance to you extremely quickly!

• How to Collect Late Payments from Customers - Fox Small Business

- IFX

Office Mistakes to Avoid at Christmas Time

Christmas is not always all fun and festivities: its not uncommon for workers to 'let their guard down' at holidays time and make a mistake that can negatively affect your career. Give this a quick read before attending your office Christmas party.

• 3 Career Mistakes People Make at Christmas - CBS Business News

- IFX

10 Things Wrong With Occupy Wall Street

As the Occupy Wall Street protests continue to spread worldwide, BNET writer Steve Tobak takes a look at what's wrong with these protests.

• 10 Things Wrong with Occupy Wall Street - BNET

- IFX

Earn More Credit Card Points and Rewards

Like to earn points and rewards with your credit cards? Check out this article for easy ways to rack up even more points.

• Ways to Rack up Credit Card Points - Fox Business News

- IFX

Attracting the Right Investors for Your Business

Small businesses need cash to grow and prosper. Investors can provide this, but how do you attract the right investor? It's not always a case of any old investor will do.

• Attracting the Right Investor - Fox Small Business

- IFX

Franchise Trends for 2012

Franchises are a popular choice for small business owners. Its brings instant brand recognition and support, but it also costs more. Many important factors to consider when thinking about going the franchise route. This article provides some insights on what the expected trends in franchising will be in 2012.

• Franchising Trends for 2012 - Fox Small Business

- IFX

Starting a New Business

How do you live your entrepreneurial dream and minimize risks and maximize your chances of success when starting a new business? Here are some very helpful tips if you're considering this path.

• The Best Way to Start a Business - CBS MoneyWatch

- IFX

USA Home Prices Continuing to Decline

Although the economy has started to pick up in the second half of 2011, new data says the housing market is still lagging down. Data shows home prices are still on the decline in much of the United States. Details in the article below, including a geographical breakdown.

• USA Home Prices Still Falling? - MSN

- IFX

Building an Effective Business Website

Every business today needs an effective and professional website. Get some pointers on how to accomplish this for your business.

• Tips for Building an Effective Business Website - Fox Business News

- IFX

Building a Lasting Business Empire

Most small business owners dream of 'making it big', taking their business to bigger and better things. That's all great, unless bigger and better doesn't last. The most successful business owners focus on building something that will grow and prosper long term.

Need financing to help grow your empire? Talk to IFX today - we can help.

• Building a Lasting Business Empire - CBS Business

- IFX

US Consumer Confidence Rises in November

Consumer confidence bounced back from a 2-1/2 year low in November as apprehension about job and income prospects eased. After 6 months of steady decline, the November numbers rose dramatically. Is this a sign of better things on the horizon for the economy?

• Consumer Confidence on the Rise - Fox Business News

- IFX

Credit Card Receipts are About to Change

The boring old plain piece of paper that makes up customer credit card receipts in most businesses is getting a makeover. Is this something you can use to increase return purchases and better promote your business?

• Say Goodbye to the Standard Credit Card Receipt - Fox Small Business

- IFX

Ways for Small Business to Battle Big Box at Christmas

The 2011 holidays shopping season is already upon us. The big box retailers like Walmart, Costco and Home Depot make many of the headlines this time of year but there is large and significant marketplace out there for small businesses at Christmas time. Check out this article for some ideas on what your small business can do.

• How Small Business Can Battle Big Box Retailers - Fox Small Business

- IFX

What to Do When Sales Hit a Wall

Sales increases are what powers a business to grow overall. But what do you do when your sales plateau - start hitting a brick wall? Here's some thoughts......

• What to Do When Sales Stop Growing - Fox Small Business

- IFX

Federal Government Sues Mortgage Broker

The US federal government is sueing a prominent mortgage broker: Allied Home Mortgage is being sued by the feds for fraud.

No need to worry about fraud when working with IFX: our simple to understand system gets cash into the hands of small business owners quickly.

• Feds Sue Mortgage Broker - MSN Business

- IFX

Small Business 401(k) Plan Changes

Do you have a 401(K) plan at your small business? The Department of Labor issued a new regulation this week that will allow small businesses to more easily offer expert advice: check it out and keep up to date.

• 401(K) Plan Changes for Small Businesses - Fox Small Business

- IFX

Naming a New Business

Are you starting a new business enterprise? It seems obvious but put some thought into naming your business - it's more than just a name!

Need financing for your new business too? Contact IFX - we provide many quick financing options for start-up businesses.

• How to Choose a Business Name - Fox Business

- IFX

Should Students Get Loan Bailouts Too?

Bank debt, homeowner debt, corporate debt - everybody wants and/or needs a bailout these days. What about graduating college students and their student loan debt? Fox Business takes a look at the issue.

• Should Students Receive Loan Bailouts? - Fox Business

- IFX

Small Print in Credit Card Application Forms

Whenever you're applying for a new credit card, it's important to take note of the questions being asked and the small print: important details on interest rates, fees and your privacy could be in there. Not a problem here at IFX though - no surprises with our lending and credit.

• What's Hiding in Your Credit Card Application? - CBS Money Watch

- IFX

Prime Mortgage Failures Next?

Here's a scary thought: we may be about to run into a prime mortgage crisis even more devastating than the sub-prime one. More than a third of all prime U.S. mortgage owners are currently underwater.

• Are Prime Mortgage Failures Next? - BNET

- IFX

Credit Card Interest Rates at Record Highs

Interest rates on new credit card offers stayed at record highs, according to the CreditCards.com Report.

• Credit Card Rates Stay at Record Highs - Fox Business

- IFX

Wall Street Pay Increases; Profits Fall Though

Here's yet another example of salting the wounds of the American everyman: Wall Street salaries and bonuses are on the rise again, even as profits fall. The average salary for securities industry workers in New York City rose 16 percent. Is it any wonder why the Occupy Wall Street protests are gathering steam?

• Wall Street Pay Rises; Profits Fall - BNET.com

- IFX

Occupy Wall Street Protestors - Why So Angry?

The Occupy Wall Street protests are making headlines and gathering buzz across the country. So what has made these protestors so angry?

• What's Fueling the Occupy Wall Street Movement? - CBS MoneyWatch

- IFX

FDIC Claims High Due to Bank Failures

The FDIC fund covering losses from bank failures will lose another $19 billion from 2011 through 2015. The number of bank failures is down so far in 2010 compared to 2009 but the numbers are still very large. Are bank failures causing your business to have credit issues? Contact IFX today as another merchant financing option.

• Bank Failures Draining FDIC - Fox Business

- IFX

Working From Home: Good or Bad?

Working from home is a growing trend here in the US and elsewhere. Check out some of the advantages and disadvantages of this working option.

• The Pros and Cons of Working From Home - Fox Business

- IFX

Why Your Business Needs an Injury Protection Program

Worker safety should be a priority for businesses large and small, but ensuring the safety of employees doesn't have to cost small business owners a ton of money. In fact, according to one expert, it doesn't have to cost a dime.

• Why Your Business Needs an Injury and Illness Prevention Program - Fox Small Business News

- IFX

Europe Problems

Europe continues to be the single biggest ugly buzz word in the financial markets, as troubles in Greece and elsewhere in the EU are rippling throughout the world. Is this latest round of Euro problems going to affect banks in the US, in turn affecting available credit? Not a problem here at IFX! Fast credit solutions and loans are always available!

• Euro Problems Been There Since the Start - BNET

- IFX

Fixing Common Credit Report Errors

Are there errors in your credit reports? Errors can stop you from getting loans or financing, and/or cost you more to borrow funds.

• How to fix common credit report errors - CBS Money Watch

- IFX

Prospects Poor for Long Term Unemployed

High unemployment continues to be a significant problem in the USA. The prospects are even grimmer for those who are considered 'long term' unemployed.

• Long Term Unemployed Face Tough Battle - Fox Business

- IFX

Small Business and Twitter

Most small business owners know that social media can be a powerful too for them, including Twitter. Are you on Twitter? Are you maximizing what you can accomplish through this popular platform?

• How is Your Small Business Doing on Twitter? - Fox Business

- IFX

Tips to Help You Save More

Everybody is looking for ways to save money these days. Here are some simple things we can all implement in our lives to save more.

• Simple Steps for Personal Saving - Life Inc.

- IFX

Is the Next Recession Already Here?

It has been debated for some time now in the media: is there another recession coming? Well this analyst says the next recession is already here, and he offers up proof. This could affect available financing for your business - contact IFX today if you need help with financing.

• The Next Recession is Already Here - BNET

- IFX

Housing Market Ready for Turnaround

Finally? Are there finally signs that the worst is over and the housing market is poised for a recovery?

• 9 Signs of Hope for the Housing Market - CBS MoneyWatch

- IFX

Citibank Credit Card Defaults Increasing

Citibank announced that its credit card default rate rose for the second straight month, even as late payments fell.

• Citibank's Credit Card Default Rate Increases - CBS MoneyWatch

- IFX

Obama's Job Act Might Work

Five reasons why President Obama's American Jobs Act just might work. Let's hope it does - this country needs to get people back to work....and quickly.

• Obama's Plan Might Work - BNET

- IFX

WTC Area Small Businesses Battle Back

Hundreds of small business owners in and around the World Trade Center area were horribly affected economically after the events on 9/11. See how some of these businesses are now battling back a decade later.

• Small Businesses Battle Back - FOX Business

- IFX

Bank of America Slashing Thousands of Jobs

The Bank of America plans to slash 30,000 jobs. The nation's largest bank is cost cutting amid increased economic and market turmoil. Will this have any affect on getting business loans from B of A?

• Bank of America Slashes Jobs - FOX Business

- IFX

Will Obama Plan Lead to Job Growth?

There are still 14 million Americans out of work, job growth has become the top economic priority. President Obama proposes tax cuts - will this lead to job growth?

• Obama Jobs Plan: Will Tax Cuts Spur Growth? - CBS MoneyWatch

- IFX

Fed Cap on Card Fees

Lower fees that may help your business!

• Fed Proposes Cap to Debit-Card Fees - WSJ

- IFX

---

World Banks Says no Double Dip Recession in the USA

The World Banks says there will not be another recession in the U.S., just slow growth instead. Considering the alternative, we'll take it!

• No Recession in USA - CBS Money Watch

- IFX

Mortage Lawsuits Coming Against US Banks?

The feds are telling the banks to suck it up and take their medicine. The statute of limitations on lawsuits related to the bad mortgage crisis is about to run out and lawsuits against the big banks are sure to follow.
Will this cause a slowdown in bank lending? It won't at IFX!

• Mortgage Lawsuits Coming Against Banks - BNET

- IFX

When Will the US Economy Recover?

How long will it take for the USA economy to fully recover? Are we heading for a double-dip recession?

• When will the US economy recover? - CBS Money Watch

- IFX

Consumer Confidence Shrinking

Consumer confidence levels are at a two year low. Is there another recession coming? A lot of negative economic news recently is dousing consumer confidence.
Is your business ready for another potential slowdown?

• Consumer Confidence Shrinking - CBS Money Watch

- IFX

Lenders Making Sub-Prime Auto Loans

Banks start making sub-prime automobile loans. This isn't going to be the next sub-prime disaster coming is it?

• Lenders Making Sub-Prime Car Loans - Fox Business

- IFX

Majority Want to End Small Business Loan Guarantees

Most USA voters want to stop federal loan guarantees to banks that help them loan to small businesses. Will this make it harder to get financing for US small businesses?

• Majority Want to End Small Business Administration Loan Guarantees - FinChannel

- IFX

---

The Swipe Fee Battle Continues

"Financial firms support legislation that would put the cuts on hold for a year or two to give the Fed time to study them further!"

• The Swipe Fee Battle Continues - Fox Small Business Center

- IFX

---

Struggling precautions

Your Small business may be struggling, but still be careful where you go to get help!

IFX requires NO UPFRONT FEES!

• Smaller Firms Struggling to Pay Bills - In Charge - WSJ
• Small business loans scam costs PCB couple

- IFX

---

Banks slashing small business lending

Banks slashed small business lending by $43 billion

Source: money.cnn.com 

  The total value of outstanding loans to small businesses plunged by $43 billion, or 6.2%, between June of 2009 and June of 2010, according to data from the FDIC statistics on depository institutions as presented in the SBA's Office of Advocacy annual study on the state of small business lending released this week.

 

- IFX

---

Taxes

A few articles from Wall Street Journal

• Scott Adams on How to Tax the Rich
• Investor's Parse Small Business Tax Proposal

- IFX

---

Room to grow? - Things to know!

Every business has room to grow.  Let me share with you a few articles to get you to that growing point. 

• How to swim, not sink, in first year of business
  
• Is Groupon a good deal for small business?
  
  - COUPONS LOWER THE VALUE OF YOUR PRODUCT, YOU CAN CANNIBALIZE AN EXISTING CUSTOMER BASE. YOU HAVE THE SAME BASE COST TO OFFER A SERVICE OR PRODUCT FOR 25-50% OFF!!!!
  
  
  
• Factoring: 5 things you need to know
  

- IFX

---

Knowledgeable Resources

Check out these articles for small businesses from the Wall Street Journal: 

• 10 Mistakes That Start-Up Entrepreneurs Make
• 10 Reasons to Start a Business This Year
• 10 Ways to Avoid a Tax Audit

- IFX

---

How to Open a Restaurant

"People often have romantic ideas about such a career move. They think they’ll be able share their passion for food with patrons who become like family, all while earning a tidy sum. And with so many cooking shows flourishing, people may be dreaming even bigger these days, picturing themselves as the next celebrity chef."

• How to Open a Restaurant in NYC - WSJ

- IFX

---